Florida real estate news.
Market updates, mortgage rate news, and legislation — in plain English.
Florida keeps building as population growth cools — and builders are dealing
Florida's population growth slowed sharply while building continues, leaving builders offering rate buydowns and price cuts to move new-home inventory.
New Fannie Mae condo rules could ease South Florida's financing crunch
Updated Fannie Mae guidance gives Florida condo associations more insurance flexibility — potentially widening financing access for condo buyers.
Florida's property tax proposal adds a New Year's timing wrinkle for buyers
If DeSantis' property tax measure passes in November, buyers who own before Jan. 1 may lock in relief sooner — but agents say most aren't rushing.
Southwest Florida metros lead the nation in home-price declines
ResiClub data shows Punta Gorda (-7.9%), Cape Coral (-6.1%) and Naples (-4.4%) among the nation's biggest annual price drops — real buyer leverage.
Florida sales rise for a ninth straight month as single-family and condo prices split
Florida Realtors' May report shows closed sales up a ninth consecutive month — single-family prices rose 2.4% while condo prices slipped 1%.
The rise of the 'halfbacks': some Florida retirees are moving back north
A new migration pattern is emerging as retirees leave Florida for the Carolinas, Georgia and Tennessee — a shift in demand buyers should watch.
Florida Housing Market at Inflection Point as Summer Approaches
Chief Economist warns next few months will determine if market stabilizes in 2026. Time on market is the key metric to watch.
Mortgage Rates Climb Toward 2026 Highs as Inflation Pressure Persists
Mortgage rates hit 2026 highs as Fed monitors inflation. Lock in rates now before they climb further.
South Florida Real Estate Market Trends Every Buyer Must Know (June 2026)
Miami shows resilience, Palm Beach surges, and buyers are shifting to value markets like Coral Springs and Coconut Creek.
Florida foreclosure filings spike — Hernando County up 190% year-over-year
Foreclosure filings are surging across Tampa Bay and surrounding counties as high insurance premiums and stubborn mortgage rates push homeowners into distress.
Home insurance is quietly unraveling Florida communities
Rising insurance costs are forcing homeowners out and deterring buyers, creating a systemic risk to Florida's housing stability — not just individual budgets.
May Inflation Report Shows Details That Offer Buyers a Steadier Picture
May inflation jumped, but underlying details show slower growth. Here's what it means for Florida buyer budgets.
Existing home sales rise 3.2% in May — first-time buyers at highest share since 2020
NAR's May 2026 report shows closed sales up 3.2% with first-time buyers claiming 35% of purchases, the highest since June 2020, as inventory improves modestly.
South Florida realtors report inventory dropping — market shift underway
After months of elevated supply, South Florida agents report a pullback in active listings, signaling a potential return of seller leverage in some markets.
Pulte targets South Florida bargain hunters with new St. Lucie County homes
Pulte paid $16M for 50 acres in Fort Pierce to build 239 homes — a signal that affordable new construction is moving north of Palm Beach.
DeSantis' property tax cuts head to statewide vote in November
Florida lawmakers approved a November ballot measure to maximize the homestead exemption — a meaningful tax cut for primary-residence owners if passed.
Miami condo demand stays strong as developers pay off $115M in construction loans
Miami developers paid off $115M in construction loans as condos near sellout. Hospitality-branded and short-term-rental units are driving demand.
Onity to sell $5B reverse mortgage business to Finance of America
Reverse mortgages — a niche product for owners 62+ to tap equity — are consolidating. Here's what Florida retirees should know.
The counter-argument: removing Florida property taxes could make housing less affordable
Analyst Jonathan Miller warns that eliminating Florida property taxes would likely push home prices up faster than the tax savings.
Gen Z is skipping college for trades — and may buy homes earlier
Gen Z's shift away from 4-year degrees toward skilled trades could accelerate their timeline to first-time homeownership.
Florida remains the riskiest U.S. market for future home price declines
ATTOM's Q1 2026 report finds Florida housing markets among the most vulnerable, citing underwater mortgages, unemployment, and rising foreclosures.
Colombian luxury buyers are snapping up South Florida homes as a 'safety net'
Wealthy Colombian families are buying South Florida luxury homes as a hedge — a foreign-buyer dynamic that shapes the high end of the Miami market.
If Florida eliminated property taxes, home values could jump 7–9%
An economic analysis estimates Florida property values would rise about 7-9% if owner-occupied homes were exempted from property tax entirely.
Credit score reform could help 7.7M Americans qualify for a mortgage
VantageScore and rent-payment history changes could newly qualify millions of would-be buyers — including many first-time Florida buyers.
Vero Beach quietly emerges as the South Florida alternative
Elite buyers are migrating north from Miami and Palm Beach to the historically overlooked Vero Beach for affordability and lower density.
Palm Beach County offers qualified buyers up to $50K toward a new home
Palm Beach County launched a new buyer-assistance program providing up to $50,000 in down payment help for qualified applicants.
Florida home prices forecast to drop 1.9% in 2026
Across Florida's eight largest metros, median sale prices for existing homes and condos are forecast to fall an average of 1.9% in 2026.
Half of Florida's vacant homes aren't actually for sale
Roughly half of Florida's vacant homes are sitting empty waiting for seasonal owners — not available to year-round buyers.
Florida homeowners could soon vote to dissolve their HOAs
A new Florida bill would let homeowners vote to dissolve their HOA. Critics warn it could hurt home values and create maintenance chaos.
South Florida condo association files bankruptcy with $43.7M in liabilities
A 55-and-older Florida condo association filed for bankruptcy, citing $43.7M in liabilities — the latest example of post-Surfside cost pressure.
The 2026 'true cost' of homeownership goes far beyond the mortgage
A realistic 2026 cost picture includes insurance renewals, property taxes, maintenance, HOA, utilities — items mortgage math routinely understates.
Nearly half of U.S. homeowners are considering a move — climate is a driver
68% of surveyed homeowners expect extreme weather to worsen in 2026, and many are weighing relocation. Florida is named in both directions.
Super El Niño could push Florida insurance premiums higher again
Forecasters expect a Super El Niño cycle to most strongly affect five states — including Florida — with home insurance premiums likely to follow.
Why high-earning newcomers to South Florida are renting, not buying
South Florida drew billions in migration income, but many affluent newcomers still choose luxury rentals over buying — keeping pressure on prices.
Florida homeowners pay the most in HOA fees — and they're still rising
Median HOA fees rose 8% year over year, from $125/month in 2024 to $135/month in 2025. Florida tops the national list.
Coconut Grove's median list price more than doubles since 2019
Coconut Grove's March 2026 median list price hit $2.4M — more than double the September 2019 median of $1M, led by new boutique luxury supply.
Coral Springs is one of Florida's most competitive seller's markets
Single-family home sales in Coral Springs rose ~4% year over year in February 2026 — bucking the broader Florida softening.
South Florida's $10M+ luxury home sales hit a four-year high
South Florida saw 361 home sales priced at $10 million or more in 2025 — the second-highest count on record, driven by wealth migration.
Florida homeowners will save $650M as insurance surcharges end early
Florida is ending its hurricane-related insurance surcharge two years early, saving homeowners an estimated $650 million.