Legal

Terms of Use

Last updated: June 4, 2026

Please read these Terms of Use carefully before using HomeBuyingFAQ.com ("Site," "we," "us," or "our"). By accessing or using this Site, submitting a form, subscribing to our newsletter, or otherwise engaging with our services, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Who We Are

HomeBuyingFAQ.com is a free educational platform and paid referral service focused on Florida real estate. We publish FAQ articles, market news, and buyer guides to help individuals make more informed decisions when buying or selling a home in Florida.

We are not a licensed real estate broker, real estate agent, mortgage lender, mortgage broker, attorney, or financial advisor. We do not represent buyers or sellers in any real estate transaction. Nothing on this Site constitutes professional real estate, legal, financial, tax, or investment advice.

2. Referral Service and Compensation Disclosure

We operate a paid referral service. When a user requests to be connected with a real estate agent, mortgage lender, or other service provider through this Site, we may refer that user to a third-party partner. We may receive a referral fee or other compensation from that partner when a referral is made or when a transaction closes.

This referral compensation does not affect the content of our FAQs, articles, or market news. Our educational content is written to be accurate and unbiased regardless of any referral relationship.

You are never required to use our partner referrals to access the free content on this Site. You may browse all FAQs and read our news coverage without providing any personal information or requesting a referral.

3. Not Professional Advice

All content on HomeBuyingFAQ.com — including FAQ answers, news articles, market commentary, and any responses from partner agents — is provided for general educational and informational purposes only. It is not a substitute for:

  • Advice from a licensed Florida real estate agent or broker
  • Advice from a licensed mortgage professional
  • Legal advice from a qualified attorney
  • Tax or financial planning advice from a CPA or financial advisor
  • Insurance advice from a licensed insurance professional

Real estate transactions are complex and fact-specific. Always consult qualified licensed professionals for your specific situation before making any purchase, sale, financing, or other real estate decision.

4. Eligibility and Your Account

You must be at least 18 years old to submit any form, subscribe to our newsletter, or request a referral through this Site. By submitting your information, you represent that you are at least 18 years of age.

You agree to provide accurate, current, and complete information when filling out any form on this Site. We reserve the right to reject or delete submissions we reasonably believe contain inaccurate or fraudulent information.

5. Communications and TCPA Consent

When you submit a form on this Site, you may be asked to consent to receive communications from us and our partner agents or lenders. Specifically:

  • Email: If you check the email consent box, you agree to receive educational content, market updates, and referral-related emails from HomeBuyingFAQ.com. You may unsubscribe at any time by clicking the unsubscribe link in any email.
  • SMS/Text: If you provide a phone number and check the SMS consent box, you agree to receive occasional text messages. Message and data rates may apply. Reply STOP at any time to opt out.
  • Phone: If you check the phone consent box, you agree to be contacted by phone by HomeBuyingFAQ.com or partner agents or lenders.

Consent to receive marketing communications is not a condition of using this Site or accessing our free content. We maintain an audit log of all consent records in compliance with applicable TCPA and Florida law requirements.

6. Third-Party Partners

When we refer you to a partner real estate agent, mortgage lender, or other service provider, that partner is an independent third party operating under their own license and their own terms. HomeBuyingFAQ.com:

  • Does not guarantee the quality, availability, or results of any partner's services
  • Is not a party to any agreement you enter into with a partner
  • Is not responsible for any act, omission, or representation made by a partner
  • Does not control or endorse any specific terms a partner may offer you

Your relationship with any referred partner is solely between you and that partner.

7. Accuracy of Content

We make reasonable efforts to ensure that our educational content is accurate and up to date. However, real estate laws, market conditions, insurance rules, tax rates, and government programs change frequently.

We make no warranty, express or implied, that any content on this Site is complete, current, error-free, or applicable to your specific situation. Always verify important information with licensed professionals and current official sources.

8. Intellectual Property

All content on this Site — including FAQ text, articles, graphics, logos, and design — is the property of HomeBuyingFAQ.com or its licensors and is protected by United States copyright and other intellectual property laws.

You may view, print, and share individual articles for personal, non-commercial use, with attribution to HomeBuyingFAQ.com. You may not:

  • Reproduce or republish substantial portions of our content for commercial purposes
  • Scrape, crawl, or systematically extract content from this Site
  • Remove or alter any copyright, trademark, or attribution notices
  • Use our name or logo without prior written permission

9. Third-Party Links and Services

This Site may link to third-party websites (including news sources, government sites, and partner sites). These links are provided for convenience only. We do not control, endorse, or accept responsibility for any content, practices, or policies of third-party sites.

Our platform uses third-party technology providers to operate — including database, email, SMS, CRM, and analytics services. Use of those services is governed by their respective terms and privacy policies, as further described in our Privacy Policy.

10. Disclaimer of Warranties

THIS SITE AND ALL CONTENT AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

11. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, HOMEBUYINGFAQ.COM AND ITS OWNERS, OPERATORS, AFFILIATES, AGENTS, AND PARTNERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THIS SITE OR ANY REFERRAL MADE THROUGH IT — INCLUDING ANY REAL ESTATE TRANSACTION YOU ENTER INTO — EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL LIABILITY TO YOU FOR ANY CLAIM ARISING FROM THESE TERMS OR YOUR USE OF THIS SITE SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100).

12. Indemnification

You agree to indemnify, defend, and hold harmless HomeBuyingFAQ.com and its owners, officers, employees, agents, and partners from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in connection with: (a) your use of this Site; (b) your submission of false or inaccurate information; (c) your violation of these Terms; or (d) your violation of any applicable law or the rights of any third party.

13. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict-of-law provisions.

Any dispute arising from these Terms or your use of this Site shall be resolved exclusively in the state or federal courts located in Florida. You consent to personal jurisdiction in those courts and waive any objection to venue.

You and HomeBuyingFAQ.com agree that any claims will be brought only in an individual capacity, and not as a plaintiff or class member in any purported class, collective, or representative action.

14. Changes to These Terms

We may update these Terms of Use from time to time. When we do, we will revise the "Last updated" date at the top of this page. Material changes will be communicated to newsletter subscribers by email. Your continued use of the Site after any update constitutes your acceptance of the revised Terms.

15. Contact Us

Questions about these Terms? Contact us at: